How do you know your student debt wont pass on after your death? That depends on the the loans. According to Melanie Lockert from her article "This Is What Happens To Your Student Loans When You Die" she says that federal loans are forgiven after death. So your husband or wife, or whoever you are afraid of taking your debt will not. Private loans aren't as forgiving as federal loans. They are a lot more tricky and could cause serious problems to your family if you were ever to pass away. Lockert goes into more detail on how to avoid such problems and to double check who is cosigning your student loans.
Going through student loans is a scary thing to go through. It may even more of a nightmare for your family after your untimely demise. So in order to prepare for such a situations, and hopefully never have to go through with it, is to educate yourself on the situation. Here is a heart breaking question that will take a deeper insight of student loans and death. I won't tell you what the question is, so you will have to click and see.
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