Tuesday, August 22, 2017

Saturday, August 19, 2017

Stories of Debt

   I was able to find a blog that allows many people share their stories about student loan debt.  The blog is known as the Student Debt Crisis.  I will share some of these stories to show just how real the student debt situation is.  I will be providing a edited version of these stories to spike your interest.  The link to find these stories can be found above.  Let us begin.
Date: August 13, 2017: Name: Jackie; Location: Cheshire;
   Due to her infertility, Jackie made the decision to pursue a Masters of Arts degree.  She took out a 120k loan and finished in 3 years.  She then continued to teach back home to stay on the forgiveness program.  The forgiveness program allows people with student loan debt to be forgiven as long as they work 10 years in the mandatory field (Teacher, government, etc).  Just before graduation she had a miracle pregnancy.  Knowing that she would never be able to afford a $835 monthly fee she came in contact with a company known as the Student Loan Project.  Their promise was to consolidate her loans reduce it to a $550 upfront charge and only have her pay near $48 a month for them to file her claim.  In my personal opinion that sounds like a full on scam.  To get it that low would be near impossible.  It turns out it was a scam.  After getting off the $48 paper work bill she got hit with a $815 payment.  While investigating she found out that the company lied in their contract.  Her name was under her nickname, they had the wrong email address, and they said that she had 4 dependents.  Due to her trust in Student Loan Project and their scam she is now looking to be homeless.
    This story is just one of hundreds on the Student Debt Crisis website.  And out of all the stories that are floating out there I believe I only encountered one positive story.  There rest were filled with tragedy, ignorance, mistakes, and they all have debt.  And from the knowledge of the government trying to abolish the Student Loan Forgiveness program makes the future seem bleaker than ever.  We are all struggling to get out of this mess, and that last bit of hope we have is about to be taken away.  Until next time...  
 

   

Wednesday, August 9, 2017

Why I Go

    I pushed to go to college because I wanted to get away.  I never wanted to be the guy who never left town.  Always seeing the same place, meeting the same people, and working the same job.  I always wanted so much more.  I can see my self in a big home very far from where I came from, anything else and I wouldn't accept it.  Go to college was my push to achieve such a goal.
   After going through the motions and getting my degree I come to realize that college hasn't really treated me that well.  I know a lot more than I did, but for some reason I feel like I have been shafted.  As the days passed and I continued on my education I start to piece the puzzle together.  That my school as indeed shafted me.  I do not think it, I believe it.  Pushing my graduation, hiding information that is rightfully mine to view.  It actually takes several months to speak to someone competent enough to actual be of use to you.  All around the school is cutting corners.  Cutting corners and sucking in money.  This only leaves students like myself left out to dry.  
   I say this because I have lived through this school and the methods that they go through.  I have talked to dozens of other classmates and they all agree on one thing, that my school has screwed them over.  
   Unfortunately, saying to much can get me in serious trouble, instead I want the audience to share their experience in college.  Good or bad, pretty or ugly, I want to hear a different side.  Hopefully there is a college life that has been much kinder than mine.